At 3rd Pay, we understand the need for new payment methods that are more convenient for those who do not deal with financial institutions. Delivering access to payments is our passion and our expertise.
We are committed to creating solutions that are tailored to each market, to fulfill our mission of providing the underserved with meaningful access to financial services.
Card Payments and Payment Processing
3rd Pay is pioneering the way financial services are accessed. Our debit card programs, mobile payment applications and new payment systems allow customers to access personal financial services that fit with their lifestyles.
3rd Pay has built a global processing platform that standardizes transactions worldwide. We support transactions through all major payment networks, including MasterCard and VISA. 3rd Pay has complete control over every aspect of our platform, and manages the entire transaction process to ensure customers enjoy the highest levels of service.
Reload Networks
3rd Pay has developed an international network of sales and reload points for underserved markets.
Using these services empowers customers to protect and track their money, and to reload accounts at convenient times and locations.
Mobile Payments
While the majority of the world’s population lacks access to financial services, more than 3 billion people (of all backgrounds and income levels) use a mobile phone. 3rd Pay works with MPOWER Mobile to bring customers a suite of cell phone-based financial services under our YAP brand. YAP products allow users to conduct money transfers, pay bills, and make purchases using credit or debit cards (including those from our reload networks). These transactions are made possible by partnerships with mobile carriers, Mobile Network Virtual Operators (MNVOs) and Mobile Network Virtual Enablers (MNVEs) worldwide.
Loyalty Programs
Merchants can easily harness 3rd Pays payment solutions to power their existing loyalty programs.
3rd Pay also has the expertise and infrastructure needed to quickly design, market and manage new loyalty programs for partners.
Remittances & Bill Payments
Rêv is developing networks and new payment methods to develop a worldwide solution for money transfers and remittances. Through our integration with MPOWER Mobile, we can offer mobile applications for money transfers. We designed this standardized platform specifically for underserved markets across the globe, making transactions faster and more cost efficient for both customers and our partners.